SimpleSail Yacht and boat insurance
Depends on the type of your yacht, navigation region, purposes and operating characteristics, we offer exactly the insurance product that completely cover your needs.

We specifically noted the two concepts of a yacht and a boat. In practice, the interpretation of these definitions in different situations can be very different. For SimpleSail, it does not matter whether you want to insure a rowing boat, sailboat or cruise yacht for long journeys. We offer only those products that we use ourselves.



Insurance plan "Maximum coverage"

The liability of the insured is insured for the following cases:

  1. Personal responsibility of the skipper and other persons authorized to operate the boat.
  2. Possession and operation of ding with engine power up to 60 hp.
  3. Responsibility for towing on water skiing and lifting from the water of the kite.
  4. Personal responsibility of a water skier during his towing by an auxiliary boat.
  5. Liability for damage caused during participation in regattas or transportation to the venue of the regatta.
  6. Liability of persons from damage that may be caused to another boat in distress during the rescue operation, if only such a rescue operation is carried out at the request of the person in distress.
  7. Personal liability of the policyholder and other persons included in the policy arising from the operation or management of foreign swimming equipment, equipment and auxiliary devices.
  8. Claims of third parties in case of damage to their property or life and health, from the actions of the policyholder, in cases of the policyholder not caused by industrial accidents.
  9. Liability for damage caused to parking and storage (up to 200,000 euros) leased for the insured's swimming equipment.
  10. Insurance From claims of third parties to compensation for material damage that arose during the validity period of the insurance policy.
  11. The liability of the policyholder from direct or indirect impact, which caused damage to nature, including pollution of groundwater.

Facts about maximum coverage

  1. The present coverage of all risks.
  2. In the case of partial damage, the "new for old" principle (without any deductions or withholdings) applies. Coverage of expenses for rescue, on attempts of rescue and elimination of harm caused to the environment to 200 000 euros (in addition to the sum insured).
  3. Covering the costs of the policyholder caused by actions to prevent and reduce damage to 50% of the insured amount.
  4. Coverage of costs for the inspection of the yacht after aground landing without taking into account the franchise.
  5. Up to 1100 euros to pay for the services of the new skipper, abroad, in case of unexpected illness of the skipper (owner) for transfer of the yacht to the marina.
  6. In the event of a total loss of the vessel, the amount stated in the policy, minus the deductible, is paid.
  7. Coverage is caused by actions such as rain, snow, heat, oxidation, rodents, wear and tear, repair work, defects in materials and equipment.

Insurance of people on board

  1. International coverage for the insured yacht and yachts taken in charter by the policy holder.
  2. The policyholder (owner), skipper, crew members and guests are considered as insured persons.
  3. Double payment in case of getting an almost complete disability.
  4. Surcharge to 3000 euro for rescue operations.
  5. Payment of medical fees and hospital services, including surgery and dentist.

Additional options

  1. Insurance of charter risks (commercial use of a yacht).
  2. Insurance of loss of the charter (commercial use of the yacht).
  3. Insurance of equipment.
  4. Additional insurance of power plants (engines), for new yachts may be included free of charge for the first 35 months.
  5. Insurance against cases of confiscation, wars and strikes.


Insurance plan "Basic coverage"

  1. Personal responsibility of the skipper and other persons authorized to manage the fusion. means.
  2. Possession and operation of dinghy with engine power up to 5 hp.
  3. Responsibility for towing on water skiing and lifting from the water of the kite.
  4. The personal responsibility of the water skier during his towing of the auxiliary melt. means.
  5. Liability for damage caused during participation in regattas or transportation to the venue of the regatta.
  6. Liability of persons from damage that may be caused to another boat in distress during the rescue operation, if only such a rescue operation is carried out at the request of the person in distress.
  7. Claims of third parties in case of damage to their property or life and health, from the actions of the policyholder, in cases not caused by industrial accidents of the policyholder.
  8. The liability of the policyholder from direct or indirect impact, which caused damage to nature, including pollution of groundwater.


Other insurance items

Insurance of RIBs  

RIBs have such qualities as light weight and rigid body. Thanks to this they are very popular. We specifically identified the RIBs as a separate group, since the risks associated with their operation are quite high due to powerful engines and high speeds.  

Hydrocycle insurance  

Not every insurance company will take such a risk and insure the hydrocycle. They are very fast, small, and often break down during its operation are very high risk of injury or collide with other swimming facilities. We offer a base covering for hydrocycles, with a distance of 12 miles from the ship or shore. 

Houseboats insurance   

Houseboats like boats better to insure to sleep peacefully. The difference between a houseboat and a boat is that it almost always stands still; the chance to suffer during a storm tends to zero or collide with an underwater object. We took into account the features of the houseboats and immediately included in the insurance coverage of the tender within a radius of 100 meters from the parking lot, burglary, vandalism.